:root{
  --bg:#ffffff;
  --bg-soft:#f8fafc;
  --bg-dark:#0b1020;
  --text:#0f172a;
  --muted:#64748b;
  --border:#e6e9f0;
  --brand:#4f46e5;
  --brand-dark:#4338ca;
  --brand-soft:#eef2ff;
  --radius:14px;
  --shadow:0 10px 30px rgba(15,23,42,.08);
  --maxw:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
.container{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}

/* header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:saturate(180%) blur(10px);-webkit-backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--border)}
.nav{display:flex;align-items:center;gap:24px;height:68px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:19px;color:var(--text)}
.brand:hover{text-decoration:none}
.brand-mark{display:grid;place-items:center;width:32px;height:32px;border-radius:9px;background:var(--brand);color:#fff;font-weight:800;font-size:18px}
.nav-links{display:flex;gap:22px;margin-left:8px}
.nav-links a{color:var(--muted);font-size:15px;font-weight:500}
.nav-links a:hover{color:var(--text);text-decoration:none}
.nav .btn{margin-left:auto}

/* buttons */
.btn{display:inline-block;padding:11px 20px;border-radius:10px;font-weight:600;font-size:15px;cursor:pointer;border:1px solid transparent;transition:.15s}
.btn:hover{text-decoration:none}
.btn-primary{background:var(--brand);color:#fff}
.btn-primary:hover{background:var(--brand-dark)}
.btn-ghost{background:#fff;color:var(--text);border-color:var(--border)}
.btn-ghost:hover{border-color:#cbd2e0}
.btn-lg{padding:14px 26px;font-size:16px}

/* hero */
.hero{padding:84px 0 64px;background:radial-gradient(1200px 500px at 70% -10%,var(--brand-soft),transparent)}
.hero h1{font-size:clamp(34px,5vw,54px);line-height:1.08;margin:0 0 20px;font-weight:800;letter-spacing:-.02em;max-width:780px}
.hero p.lead{font-size:20px;color:var(--muted);max-width:640px;margin:0 0 32px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-note{color:var(--muted);font-size:14px;margin-top:16px}

/* sections */
section{padding:72px 0}
.section-head{max-width:660px;margin:0 0 44px}
.eyebrow{color:var(--brand);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px}
h2{font-size:clamp(26px,3.4vw,36px);line-height:1.15;margin:0 0 14px;font-weight:800;letter-spacing:-.01em}
.section-head p{font-size:18px;color:var(--muted);margin:0}
.soft{background:var(--bg-soft)}

/* feature grid */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--brand-soft);display:grid;place-items:center;margin-bottom:16px;font-size:22px}
.card h3{margin:0 0 8px;font-size:18px}
.card p{margin:0;color:var(--muted);font-size:15px}

/* steps */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.step .num{width:38px;height:38px;border-radius:50%;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:700;margin-bottom:16px}
.step h3{margin:0 0 8px;font-size:19px}
.step p{margin:0;color:var(--muted)}

/* cta band */
.cta-band{background:var(--bg-dark);color:#fff;border-radius:20px;padding:56px 40px;text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#c7cede;font-size:18px;max-width:560px;margin:0 auto 28px}

/* faq */
.faq{max-width:820px}
.qa{border-top:1px solid var(--border);padding:22px 0}
.qa:last-child{border-bottom:1px solid var(--border)}
.qa h3{margin:0 0 8px;font-size:17px}
.qa p{margin:0;color:var(--muted)}

/* contact */
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.contact-grid .card h3{font-size:14px;color:var(--muted);font-weight:600;text-transform:uppercase;letter-spacing:.04em}
.contact-grid .card p{color:var(--text);font-size:16px;font-weight:500}

/* footer */
.site-footer{background:var(--bg-soft);border-top:1px solid var(--border);padding:48px 0 40px}
.footer-top{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap;align-items:center;margin-bottom:24px}
.footer-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-links a{color:var(--muted);font-size:15px}
.legal{color:var(--muted);font-size:14px;margin:0 0 12px}
.disclaimer{color:#94a3b8;font-size:13px;margin:0;max-width:760px}

/* legal pages */
.legal-page{padding:48px 0 72px;max-width:820px}
.legal-page .updated{color:var(--muted);font-size:14px;margin:0 0 32px}
.prose h1{font-size:clamp(28px,4vw,36px);margin:0 0 8px;letter-spacing:-.01em}
.prose h2{font-size:22px;margin:36px 0 12px}
.prose h3{font-size:17px;margin:24px 0 8px}
.prose p,.prose li{color:#334155;font-size:16px}
.prose ul{padding-left:20px}
.prose li{margin:6px 0}
.back{display:inline-block;margin-bottom:20px;color:var(--muted);font-size:14px}

/* responsive */
@media(max-width:860px){
  .grid,.steps,.contact-grid{grid-template-columns:1fr}
  .nav-links{display:none}
  .hero{padding:60px 0 48px}
  section{padding:56px 0}
  .cta-band{padding:44px 24px}
}